Police assisting Debt Collectors Remedy

POLICE ASSISTING DEBT COLLECTORS

Hiring a Police Officer

Contrary to common belief, the police force is a private corporation no different to any other business, whereby they offer a service to enforce the policy of the United Kingdom.

This means the police officers can be hired to attend private events.

Police act 1996, section 25, Provision of special services.

(1) The Chief Officer of Police of a police force may provide, at the request of any person, special police services at any premises or in any locality in the police area for which the force is maintained, subject to the payment to the local policing body of charges on such scales as may be determined by that body.

Link: https://www.legislation.gov.uk/ukpga/1996/16/section/25

Police officers are primarily empowered to deal with “criminal matters” within the jurisdiction of the United Kingdom Corporation.

Their core role is to enforce legislation that maintains public order, and to “protect citizens” from “criminal” activity.

Here are the key reasons why police officers can handle “criminal matters”, but cannot get involved with a civil matter.

Legal right and Jurisdiction

Police powers are derived from legislation that grants them authority to investigate, prevent and respond to “criminal conduct” within the legal jurisdiction of the United Kingdom Corporation.

Within this legal jurisdiction, “criminal law” defines offenses and sanctions that the police are authorised to enforce.

Civil matters, such as disputes between private individuals over contracts or property, are governed by civil law, which generally falls outside police powers.

Nature of Civil Matters

Civil issues involve rights, responsibilities and obligations between private parties.

These are usually resolved through civil courts or tribunals and not through police intervention.

The Police are not equipped or authorised to adjudicate disputes over civil rights, contracts, or personal relationships.

A police officer is not trained, authorised or licensed to practice law or make a legal judgement, as this is the responsibility of a district judge.

This includes making judgement on any paperwork that cannot be verified at your doorstep.

Note: you should have requested in writing that documents are sent to you before any visit from an officer, bailiff or agent.

Role and Function of Police

Police officers serve as enforcers of “criminal law” and are responsible for investigating crimes, apprehending offenders and ensuring public safety.

Civil disputes typically require legal remedies like injunctions, damages, or specific performance, which are handled by the civil courts, not law enforcement.

Separation of Powers

The legal system maintains a clear separation between “criminal law enforcement” and “civil law adjudication”.

Police do not have the authority to resolve civil disputes, as doing so could infringe on the independence of the judiciary and the rights of private parties.

Exceptions and Overlap

In some cases, police may become involved in civil matters indirectly.

For example: enforcing court orders like eviction notices or restraining orders.

However, their role remains limited to only executing the orders rather than resolving the civil dispute itself.

Note: the police officer executing the order must have on their person the official document, issued by the court and signed by a judge, that grants the authority for the officer to act.

In summary

Police officers are authorised and trained to address criminal conduct because their role is to uphold criminal law and public safety and can only attend a situation to maintain the peace.

Civil matters are considered private disputes, best resolved through civil courts and legal procedures, not police action.

Police Misconduct

Any Police officers assisting bailiffs by the request of corporations within a civil matter, when no crime has been committed, will be acting in violation of UK legislation.

If a police constable turns up in uniform while hired by debt collectors, and falsely present themselves as on-duty police, is likely to violate police conduct rules in a civil matter.

UK police constables are not allowed to work privately for bailiffs while presenting themselves as police in uniform using police powers.

Wearing a police uniform while not acting in an official capacity could be considered as impersonating a police constable, which is a criminal offence.

Police Act 1996, section 90, impersonation, etc.

(1) Any person who with intent to deceive impersonates a member of a police force or special constable, or makes any statement or does any act calculated falsely to suggest that he is such a member or constable, shall be guilty of an offence and liable on summary conviction to imprisonment for a term not exceeding six months or to a fine not exceeding level 5 on the standard scale, or to both.

Link: https://www.legislation.gov.uk/ukpga/1996/16/section/90

Police Present at your home

If a uniformed Police officer is called by a bailiff or debt collector, and is officially assigned by the local police station, their role is strictly limited to preventing a breach of the peace only.

They must not help bailiffs or debt collectors to enforce their paperwork or “warrants” to remove goods, or evict people.

Forced Entry

The Police officer cannot force entry or collect money on behalf of the bailiff and are on the scene to actually stop unlawful forced entry.

It is also unlawful and illegal for the police to threaten arrest, just to get someone to comply with a debt collector, if there is no actual breach of the peace.

Criminal Law Act 1977, Section 6, Violence for securing entry

(1) Subject to the following provisions of this section, any person who, without lawful authority, uses or threatens violence for the purpose of securing entry into any premises for himself or for any other person is guilty of an offence

Link: https://www.legislation.gov.uk/ukpga/1977/45/section/6

Police must remain impartial and ensure that official court appointed bailiffs and private debt collectors act within the law regarding the Public Order act 1986.

Note: Police Act 1996, section 25, Provision of special services is for companies doing business in commerce such as football clubs, and public venues, to enforce the Public Order Act 1986.

Public Order Act 1986

Link: https://www.legislation.gov.uk/ukpga/1986/64/contents

Although there is no direct legalisation that compels a police officer from legally assisting a debt collector, this is not how legislation works.

For the police officer to act, they must first be granted permission through legislation; therefore, without the correct paperwork, an officer shall not assist a bailiff in the execution of an enforcement agent’s duties unless expressly authorised by law.

This means if the police officer does not have the right paperwork, they have carried out an illegal act.

Tribunals, Courts and Enforcement Act 2007/15/schedule 12, paragraph 20

(1) This paragraph applies if an enforcement agent has power to enter premises under paragraph 14 or 16 or under a warrant under paragraph 15.

(2) If the enforcement agent applies to the court, it may issue a warrant which authorises him to use, if necessary, reasonable force to enter the premises or to do anything for which entry is authorised.

Link: https://www.legislation.gov.uk/ukpga/2007/15/schedule/12

Physical Documents

Today, less than honest debt collectors and using electronic devices to give the impression that they are in possession of the real legal documents, issued by a court, that proves their claim.

Traditional warrants are physical documents with a raised court seal to validate their authenticity, which are handed over to the one the claim is being made.

The court warrant must exist in physical form and must be signed and sealed, otherwise the person calling at your door, whoever they claim to be, has no legal right to call and make their claim.

The Electronic Communications Act 2000, section 7, does not apply to warrants, it only applies to “electronic data” and “electronic communications”.

Electronic Communications Act 2000, section 7

(1) In any legal proceedings

a) an electronic signature incorporated into or logically associated with a particular electronic communication or particular electronic data.

shall each be admissible in evidence in relation to any question as to the authenticity of the communication or data or as to the integrity of the communication or data.

Link: https://www.legislation.gov.uk/ukpga/2000/7/section/7

There is no known legislation that allows to digitally generated court warrants or orders, nor can there ever be.

If any such legislation should ever be passed with in the Untied Kingdoms legal system, then this would render all courts paperwork as having no legal standing, resulting in the total collapse of their system.

Trespass

Although a cold caller can be considered to be trespassing, in many cases the claim of trespass is made too soon by the home owner, which is not recognised by the legal system.

The cold reality is that although most people believe they own their home, they do not, and have actually purchased a legal title from the land registry.

It is this legal title that allows police officers, court bailiffs and even debt collectors to call at your front door; however, they must have the right paperwork to do so.

When someone calls at your door, they legally do so through three means:

Legal right of access
Perceived right of access
Implied right of access

Legal right of access

To have a legal right of access the one attempting to enter the land and knock upon the door must have the correct documentation and official paperwork, issued by a court to do so.

Without the correct paperwork, trespass could be claimed, if done correctly.

A legal right of access cannot be revoked; however, if there are no court documents to allow the visit, then anyone attempting to call does not have the legal right to begin with.

Perceived right of access

A perceived right of access is a belief that a right to access the land exists, but is not legally guaranteed and may be incorrect or based on assumption or a misunderstanding.

For example: displaying a door bell or door knocker, offering a letterbox and house number.

A perceived right of access can be revoked.

Implied right of access

An implied right of access is a presumed permission to enter private property for specific purposes, even if a formal, written right has not been granted.

For example: a delivery person accessing a driveway to leave a package.

This form of access is typically understood as permitted unless a “no trespassing” sign is present, although said sign may conflict with other contractual obligations regarding deliveries.

Paperwork and Access

Before you are visited by an enforcement agent, it would be a good strategic legal move to request the documents allowing the visit to be sent to you before the visit occurs.

The person being enforced against has the right to request a physical copy or proof of the warrant, which should be done in writing.

A genuine warrant or court order should meet specific legal requirements and be in your possession before the visit.

Using a fake court instrument or implying they have one when they do not, is trespassing to your property which is considered a tort resulting in your right to claim damages.

Note: the financial amount for your claim of damages should have been sent to the agent before their visit.

Any caller found to have no legal right to occupy a residence shall be guilty of trespass.

Criminal Law Act 1977, section 7

Adverse occupation of residential premises.

(1) Subject to the following provisions of this section and to section 12A(9) below, any person who is on any premises as a trespasser after having entered as such is guilty of an offence if he fails to leave those premises on being required to do so by or on behalf of

Link: https://www.legislation.gov.uk/ukpga/1977/45/section/7

Within the United Kingdom Corporation’s jurisdiction, the primary form of legislation that addresses trespass and the removal of trespassers is the Criminal Justice and Public Order Act 1994, specifically Section 68.

This section grants police officers the authority to remove trespassers from land or buildings.

Criminal Justice and Public Order Act 1994, Section 68

(1) A person commits the offence of aggravated trespass if he trespasses on land [F1in the open air] and, in relation to any lawful activity which persons are engaging in or are about to engage in on that or adjoining land [F2in the open air], does there anything which is intended by him to have the effect—

(a) of intimidating those persons or any of them so as to deter them or any of them from engaging in that activity,

(b) of obstructing that activity, or

(c) of disrupting that activity.

Link: https://www.legislation.gov.uk/ukpga/1994/33/section/68

Agent terminology

Bailiff

A bailiff is someone authorised to collect a debt on behalf of a creditor.

The creditor must have proof that they are legally owed a debt, which would be determined by a County Court judgment backed by the correct paperwork.

A bailiff would receive the instruction to collect a debt from the court, which would make them a court appointed bailiff.

The full title of Bailiff would first name the court they work for i.e. “County Court Bailiff”.

Enforcement Officer

Although the term Bailiff is still used, the new legal title “Enforcement officer” is being used, but must still follow the same process as a bailiff and be acting under the authority of the court.

The legal title officer means they hold “office” within the authority of the court.

Enforcement Agent

In almost all cases when the legal title enforcement agent is used, means they are a private agent, not affiliated with any official court, but are attempting to collect an alleged debt that has not been proven to exist.

The legal title agent means working for a principle, who is not affiliated with an official court operating within the United Kingdom jurisdiction.

Licensed Bailiffs

To look up licensed and certified bailiffs in the UK use the official Certificated Bailiff Register on the Justice UK website.

Link: https://certificatedbailiffs.justice.gov.uk/

For High Court Enforcement Officers, you can check the directory of the High Court Enforcement Officers Association (HCEOA).

Link: https://www.hceoa.org.uk/choosing-a-hceo/find-a-member

For any other type of enforcement agents, you should question the caller’s legitimacy and validity of their claim and paperwork.

Note: The Civil Enforcement Association (CIVEA) is not an official government register, and therefore you should question why the caller is not registered through official channels.

Script

The following is a script that is designed to work with any civil matter where corporate agents are now calling at your home to collect on an alleged debt.

Many of these questions are designed to work with your previous correspondence with any third-party interloper who are making unfound allegations of debt against you.

The strength and effectiveness of this script will be dependant and based on your written case before the visit occurs.

1. Please formally identify yourself as a Police Officer, stating your name rank and PC number while displaying your I.D. card or Warrant card.

The police officer is compelled to carry out your instruction to identify themselves by the following policies, failure to do so can be considered misconduct:

A. College of Policing Code of Ethics and Standards of Professional Behaviour

Police officers are expected to act professionally, ethically, and transparently, which includes providing their name and badge number when requested.

B. Police (Detention and Stop and Search) Regulations 2011

Regulation 9: When conducting a search, police officers are expected to identify themselves and provide their name and badge number if asked, especially where their identity is relevant to the conduct of the search.

C. Police and Criminal Evidence Act 1984 (PACE)

PACE covers conduct of an officer, including stop and search, arrest, and interviewing detainees and details principles of transparency and accountability.

D. Home Office Guidance and Police Regulations

The Home Office guidance states that officers should identify themselves to a member of the public when asked, especially during enforcement activities.

Note: you have every right to ask for the card for your inspection. UK police now have braille warrant cards for the blind

2. Are you working under your Constables Oath today?

All police officers swear an oath as a constable to uphold the law.

You are making sure the officer is under oath as you will be recording the situation and will note if they break their oath.

3. Are you aware of the Seven Principles of Public Life?

All public servants, including police officers must follow these seven principles, which include integrity, honesty and accountability.

4. Are your actions covered by indemnity insurance?

Although some police officers have indemnity insurance, in most cases, the police station as an organisation is covered by public liability insurance or indemnity arrangements managed by the police authority or Home Office.

This covers you if they should carry out an unlawful act against you.

To gain this information through written request:

A. Make a Formal Request Under the Freedom of Information Act 2000 (FOIA)

You can submit a request to the police force or relevant agency asking for details about their indemnity arrangements, liability policies, or insurance coverage.

B. Data Protection Act 2018 / UK GDPR

If the information involves personal data about the police officer, a request can be made under data protection legislation, but this is less relevant for insurance details.

C. Police (Injuries and Compensation) Regulations or Policies

Sometimes, police forces have internal policies or publicly available information about their indemnity arrangements.

D. Contact the Police Force's Professional Standards Department or Legal Department

For specific information about an officer involved in misconduct, you may need to request this through formal complaint procedures or via legal channels.

5. Are you currently on duty?

Someone wearing any uniform does not mean they are operating in an official capacity or on-duty.

Under the Police Act 1996, Section 25, a police officer can be hired to provide special services at private events.

This generally means they are engaging in duties outside their regular official functions.

6. Are you bound by the laws, rules, regulations, policies, acts and statutes of the United Kingdom?

The reason you ask this question is to get the police officer to enter the jurisdiction of the United Kingdom, and therefore, become liable to the UK legal system.

7. Are you aware that under UK law, police officers are prohibited from assisting bailiffs and debt collectors in the execution of their duties at a private residence.

This question is testing the police officers legal training and knowledge regarding their conduct, whereby their response will be recorded and used in your future litigation.

A police officer can only assist court appointed bailiffs if the officer is in possession of the correct documentation, either an enforceable warrant or court order authorised by the court.

8. Do you have on your possession any official documentation issued by a court of law and signed by a judge that allows you to assist the debt collector?

You are confirming if the officer has the correct documentation that authorises their actions.

If they do not, then if they continue to assist the debt collector, they have intentionally ignored protocols they are bound by, meaning their actions could now be seen as criminal.

9. Are you aware that forced entry is not permitted under the Criminal Law Act 1977, Section 6, Violence for securing entry.

You are now informing the police officer that a crime is now being carried out that they are witness to.

This means they are now duty bound to act, failure to do so would be considered gross misconduct and even complicate in the crime.

You are now in position to put forward a statement based on facts that are being recorded in real time.

10. Statement: The unsolicited caller is attempting to use an electronic device as proof of official court issued warrants and court orders.

You are making an official statement to the police officer that will be used as evidence later within your litigation in the future.

11. Are you aware that this is not in accordance with the Electronic Communications Act 2000, section 7.

Now that you have made your statement regarding electronic devices being used, you can make the police officer aware of the violation.

You are now in the position to put forward a statement based on your previous written correspondence with the corporation attempting to call at your home.

12. Statement: I wish to formally inform you that I have already contacted their office requesting the official documents they allege that allows their visit, which includes the liability order, however they have refused to supply said document.

Although you are not legally obligated to do so, you have put the police officer on notice regarding a previous legal dispute within a civil matter.

The reason for this is to notify the police officer that the caller has no legal right to call.

Although the police officer cannot make a legal determination, they can now act regarding trespass, as the caller has no legal right to call.

You are now in the position to put forward a statement based on your previous paperwork.

13. Statement: Hence, they have no legal right to call and their perceived right of access has already been revoked.

You have now proved trespass with the police officer as a witness.

You are now in the position to instruct the police officer to act based on the evidence and statements you have presented.

14. Statement: Therefore, they are now trespassing and in violation of the Criminal Justice and Public Order Act 1994, Section 68, which is a criminal act and I would like you to carry out your duty and remove them from my property.

If the police officer fails to act, you now have video evidence that they failed in their duties and can now be disciplined for gross misconduct.

A transcript of the video can now be made and used as evidence within your future litigation for damages.

If the police officer refuses to carry out their duty, based on the facts and evidence presented before them, move onto the next Statement.

15. Statement: I hereby serve notice upon you that your actions in assisting bailiffs at the private residence, without lawful authority, constitutes a breach of the following statutes and guidance.

This statement places the police officer under official and legal notice.

16. Statement: Tribunals, Courts and Enforcement Act 2007: Section 13(4): reflects the legal boundary for police involvement in civil enforcement.

Under the Tribunals, Courts and Enforcement Act 2007, police can assist bailiffs in executing certain court orders, but only if specifically authorized, such as when there is an enforceable warrant or court order authorizing their presence and assistance

Because you asked for the correct paperwork and none was forth coming; the police officer is in violation of this act.

17. Statement: Police and Criminal Evidence Act 1984 (PACE), Section 17: which outlines the powers of police officers, and explicitly states that assisting bailiffs in enforcing warrants or levies at private dwellings is outside their lawful duties unless under arrest or specific legal authority.

Without a court order or specific legal authority, police assistance has not been “expressly authorised”, and therefore, assisting or helping bailiffs would be illegal.

Because you asked for the correct paperwork and none was forth coming; the police officer is in violation of this act.

18. Statement: Home Office Guidance 2014: Police are advised to refrain from assisting bailiffs or enforcement agents at private residential premises without a warrant or specific legal authority, otherwise disciplinary action and litigation can be made against the officer.

This is for the protection of your rights and ensures police do not overstep their authority and respect individuals’ rights to privacy and property.

Summary:

In most situations legislation is not written allowing an action without cause, but describes how a process should be conducted once obligation has been accepted.

Therefore, look for the cause written within legislation which goes on to describe the following action authorised by said cause.

For example: If a statute states explicitly that police can help bailiffs execute a warrant, then police assistance in that situation is “expressly authorised”.

This means the “cause” would be the warrant, so without said warrant the Police officer is not “expressly authorised”.

Note: “Expressly authorised by law” means that a police officers’ actions are legally permitted because there is a specific law, regulation, or official authority that explicitly allows or authorises said action.

However, if you do not challenge the missing warrant, you then accept the “obligation” of the claim made upon you.

Therefore, to negate this, you would put everyone outside your home on notice that if the warrant does not exist, their actions would not follow legislation and be both illegal and possibly unlawful.

Assumed Permission

“Expressly authorised by law” means that a “law”, legislation, policy, statute, regulation, or official legal authority specifically states that a certain action is permitted.

It is not enough for there to be a “general” or “implied” permission; the legislation must explicitly say that the action is allowed.

Legislation when used correctly, provides clear boundaries to prevent misuse of power and potential legal liabilities.

Make sure you document everything, as the paperwork is the court.

Note: this is not a legal advice, nor guarantee; each and every user must be responsible for their own actions.

The Sovereign Project App is a tool for the use of sovereign men and women only, and should not be used by slave minded plebeians.

Noticed Template:

There is a reference notice template included in the downloadable file that can be sent to the Superintendent.File:Police assisting debt collectors Remedy.zip