The book called The Title Is Unimportant by P. Michael Yates is a gamechanger.

A simple and proven formula to get out of debt quickly and quietly without paying a single penny to creditors or debt collectors.

Unlike other get out of debt publications this audiobook goes straight to the heart of the matter and asks the questions that creditors dread. You’ll be amazed at the outcome. This is guerilla tactics 101 and works 99.9 percent of the time. Banks, credit card companies, financiers, and debt collectors hate it because they lose. There's a solid hustle to be built here that cannot be shut down no matter how much the creditors squirm.

You'll learn how to:

Legally quit paying them anymore money Put the creditor in the hot seat for a change Prove that they're breaking their own laws Make debt collectors retreat rapidly—never to be seen again Set yourself free from debt slavery Use the system to rinse 8-10 credit cards every 2-3 years Stand in honor while your creditors are disgraced This audiobook has been 20 years in the making—testing, tweaking, and refining to produce a solid and dependable method for achieving results.

There’s no need to service another debt account again!

Check the link

You will need three templates from the book - two letters to credit card issuers/banks and one for any debt collection agencies. You need to read the book before sending the letters. File:DCA letter.docx