Debt Collector's Remedy with templates
Debt Collector remedy with GDPR
This remedy is for any debt collector to help you write off the "alleged debt". Please note this remedy is NOT for official COURT appointed bailiffs/debt collectors!!
In the attached files are three notices you can send in response. If you wish, you can submit an N1 claim form to your magistrate/small claims court after 'Notice before Claim' notice.
You will most likely win compensation of up to £5K. Then you can submit N422 form into a higher court, where you will most likely win and court bailiffs will be at your disposal to go to the original debt collector to recover a sum of money/compensation on your behalf. So, a debt collector ends up recovering from a debt collector, pretty funny!
This remedy is from Peter Wilson, Return to the true Democracy. Source:
Part 1 - https://www.youtube.com/watch?v=YEGaxtNu0M4&t
Part 2 - https://www.youtube.com/watch?v=qXYrK-fE5KI&t
Part 3 - https://www.youtube.com/watch?v=Rp-7ulOYmaA
N1 & N422 filling - https://www.youtube.com/watch?v=1DSXZEkQGFE&t
-> Watch the videos and download the 3 templates:
1. SAR 1 File:SAR 1.docx
2. SAR 2 ICO complaintFile:SAR 2 ICO complaint.docx
3. SAR 3 Letter Before Claim legally valid
File:SAR 3 Letter Before Claim legally valid.docxNote: This remedy also includes County Court Act 1984, section 135 where they sent a warrant on their headed paper, thus impersonating a court, which carries up to 7 years in prison. (Link to the Act: https://www.legislation.gov.uk/ukpga/1984/28/section/135#)
Beware: This might not apply to your situation. It can apply if they send you a Warrant of Control (as part of your SAR), stating it's from the court. If it’s not on court headed paper, doesn’t have court seal or any wet ink signature of a JP, but is instead on debt collectors headed paper,
Please ensure you understand what you are doing before attempting to use this remedy, in order not to make things worse or more complicated for yourself. Remember, most do not know what they are doing, so learn, have fun and get rid of them before they come knocking on your door.
Why it works:
1. They did not buy your debt, they only buy your data, thus are in breach of GDPR and can be fined 4% of their turnover or € 20 mil (Euros), whichever is greater! See: -https://gdpr.eu/fines/
2. If they say they bought your "alleged debt", say “Thank you very much!” as it has therefore already been settled by them.
3. If they say they are working on behalf of their client, just ignore it. If they are, why are you talking to them? It is like Paula claims you "owe her" money, but then Mike comes asking for it, would you pay him? No-one had agreed on this change with you!
4. The PCN/Council corporations need a Novation Agreement, with wet ink signatures by them and you. They do not have this.
5. The debt collectors need a legally executed Deed of Assignment. This is a three-way agreement, signed with wet ink signatures between you, the relevant corporation and the debt collector. They do not have this.
6. Top it all off with GDPR and County Court Act 1984 and they can't do anything. They don’t have any power!
Tip! Sign your notices with a blue ink pen!